Bankruptcy Credit Score

A bankruptcy credit score can be terrible, however, not as bad as many people imagine. Many people imagine bankruptcy will ruin their credit score past the ability to recover and that’s not true. While it will have a negative impact initially, you can recover easily....

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5 Essential tips to help you repair credit

Your credit history points out the financial errors you might have committed in the past. The lesser your mistakes are, the higher will be your credit score. And the higher your credit scores are, the greater is your chance to secure a new loan, at low interest rate....

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Do You Know How Strong Your Credit Is?

You may know how many credit cards you have in your wallet, and how much you owe on each. But do you know what your credit rating is? Or why it might be important? Here’s the low-down on high credit scores. Credit history matters Your credit history is looked at by...

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Consumer vs. Lender Credit Scores

The credit score myth You think you know how the credit scoring system works: Each American has a number, from about 300-850, that tells the world how creditworthy they are. This number is based on information found in your credit report like account balance and...

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7 Advantages of Credit Cards

We hear a lot of negative things about credit cards and why we don’t need them – they lead to debt, credit card companies take advantage of us, the terms and conditions are unclear, and the list goes on. While you probably shouldn't ask your Visa to be your Valentine,...

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How Can I Raise My Credit Score?

We get a lot of questions from readers asking "How can I raise my credit score?" Truthfully, there is no quick and easy fix, but there are several steps you can take that will help (some more quickly and dramatically than others). Remember, your credit score is one...

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