How to Get Your Credit Score

How to Get Your Credit Score

Anytime you want to make a very large purchase your credit score comes into play. Applying for any type of loan, some jobs, buying a new car, all these occurrences will require a credit check. Therefore it’s a good thing to know your credit score and what factors...
The 5 Most Common Credit Problems

The 5 Most Common Credit Problems

Low credit scores are caused by negative information on your credit report. There are numerous things on your credit that can influence your credit score, but here are 5 of the most common credit problems. #1 – Paying late Late payments have the most negative...

How to Keep a Clean Credit Report

Naturally, becoming more conscious about keeping a clean credit report will be advantageous to you. To start, you should acquire basic knowledge pertaining to this extremely critical part of your life. Learning how you can build your credit and prove yourself as a...

Bankruptcy Credit Score

A bankruptcy credit score can be terrible, however, not as bad as many people imagine. Many people imagine bankruptcy will ruin their credit score past the ability to recover and that’s not true. While it will have a negative impact initially, you can recover easily....

Consumer vs. Lender Credit Scores

The credit score myth You think you know how the credit scoring system works: Each American has a number, from about 300-850, that tells the world how creditworthy they are. This number is based on information found in your credit report like account balance and...

How Can I Raise My Credit Score?

We get a lot of questions from readers asking “How can I raise my credit score?” Truthfully, there is no quick and easy fix, but there are several steps you can take that will help (some more quickly and dramatically than others). Remember, your credit...